Bank OZK Mobile 23.1.2

Bank anytime, anywhere with the Bank OZK Mobile app for personal accounts. The app provides convenient access to a variety of banking features, including mobile-specific tools like Mobile Check Deposit* and OZK Cards**.

The Bank OZK Mobile app offers a range of convenient and secure banking services:

• Login with face or touch ID (1)
• View account balances and transaction history
• Send money to or request money from trusted recipients using Zelle® (2)
• Schedule one-time or recurring bill payments (3)
• Transfer funds between Bank OZK accounts and other banks (4)
• Set up balance and transaction alerts
• Open new checking, savings, money market, or certificate of deposit accounts
• Update your profile, order checks, and locate your nearest Bank OZK branch or ATM

To learn more about Bank OZK's mobile or online services, please visit OZK.com or contact us at 1-800-274-4482.

Please note that enrollment in online banking and mobile banking is required for access to the mobile features. Availability may vary depending on your mobile carrier's coverage area, and carrier data charges may apply.

*Eligibility requirements and restrictions apply. Deposits are subject to verification.

**Enrollment is required.

(1) Face or touch ID login is only available on compatible devices and requires in-app setup.

(2) Zelle enrollment is required and subject to terms and conditions. Message and data rates may apply.

(3) Bill Pay is free for the first 15 payments per login ID each calendar month; each subsequent payment is charged at $0.50.

(4) Restrictions and limitations may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Member FDIC